How it works

Borrow and Lend, Seamlessly

AlphaLend enables users to supply assets and earn passive yield while unlocking borrowing power — all on the SUI blockchain. When you deposit supported assets, you earn interest from borrowers, and your tokens can be used as collateral to borrow other assets in return.

Overcollateralized, By Design

All loans on our platform are overcollateralized. This means borrowers must deposit assets worth more than the value they borrow, ensuring the protocol remains solvent even in volatile market conditions. Each token has specific Loan-to-Value (LTV) ratios, guiding how much you can borrow safely.

Real-Time Risk Monitoring

Our system calculates your borrow and supply balances using real-time price data from decentralized oracles like Pyth. These values feed into a dynamic health factor, which is visualized in a simple risk bar — helping you monitor how close your position is to liquidation.

Smart Risk Controls

Borrowing beyond your Safe Borrow Limit is automatically blocked to protect your position. Liquidations only occur when your debt surpasses the Liquidation Limit, at which point third-party liquidators can step in to stabilize the system. This layered safety net ensures responsible borrowing and lending.