# Introduction

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This section introduces **AlphaLend**, a decentralized lending and borrowing protocol built on the SUI blockchain — offering **0% borrow fee** to make borrowing more accessible and capital-efficient. It covers the protocol’s core functionality — how users can supply assets to earn interest, borrow against their deposits, and how the system ensures solvency through overcollateralization and dynamic risk controls. You’ll also find key concepts like Loan-to-Value ratios, real-time interest rate adjustments, and liquidation mechanisms explained in detail.


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